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Opened 14 months ago

Last modified 3 months ago

#1356 new defect

'If interest rates go up I'll owe an extra ?250 a month on my loans'

Reported by: anonymous Owned by: somebody
Priority: major Milestone: milestone4
Component: component1 Version: 1.0
Keywords: Iuqduw Cc:


'If interest rates go up I'll owe an extra £250 a month on my loans'

The Bank of England is expected to raise rates later by up to half a percentage point.

SLOTXO Sometimes it's millions. The number of progressive jackpots won can be increased continuously until the player reaches the jackpot. The winnings will be reset and the jackpot will be regenerated.

Rising interest rates can affect people in different ways, often creating extra costs and worries.

But while it can increase the cost of borrowing, hitting business plans or mortgage hopes, savers may give a small cheer.

The BBC spoke to four people anticipating a change in their circumstances as a result of the expected rate hike.

'I'll have to find another £250 a month to cover my debts' London-based Patrick Reid owes thousands on credit cards and loans and fears an interest rate rise will cost him.

"I have personal loans and credit cards totalling £25,000 so any increase will be hugely noticeable.

"At present I repay around £1,800 a month but I have worked out that I will conservatively need to pay another £250 a month to keep up with the debts.

"My income is good as I own my own business and hopefully that will continue - but if my customers drop off it will be financially painful.

'We can't afford to move if rates rise' Louise Parker and her husband have been saving to move home in Brighton since 2020, but are having to have a major rethink because of rising interest rates.

"I know that we are in a very privileged position to be in a home that we own in the first place with a decent mortgage rate fixed for two years.

"But we've had to substantially reconsider the amount of money we can borrow. It's meant we're looking at smaller houses which, considering we were wanting to move to start a family, is making us wonder whether we should bother moving at all.

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comment:1 Changed 13 months ago by anonymous

According to the ebook writing consultants who have the expertise in business and finance field and stay updated on the recent rise and fall of the interest rates on loans, this seems like a moment thing. It might settle down once the market gets a little calm.

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Summary: 'If interest rates go up I'll owe an extra £250 a month on my loans''If interest rates go up I'll owe an extra ?250 a month on my loans'
Version: 1.0

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